For Sale: Otsego MLS# 7087510


























































































































































Active
NEW!
$437,999
Single Family: Three Level Split
4 br ⢠3 ba ⢠Built 2021
1,988 sqft ⢠0.24 acres
Elk River schools
MLS# 7087510
Open Houses
2p - 4p
12p - 2p
Ask Deb:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Quick Closing Possible! Better than new construction, this move-in-ready home is loaded with upgrades already completed for you. Enjoy a huge flat backyard enclosed by a full maintenance-free privacy fence, window treatments throughout, stainless steel kitchen appliances, washer and dryer, water softener, gutters and a finished lower level, saving you thousands, compared to building new.
The popular Rushmore floor plan offers an open and inviting layout with vaulted ceilings, abundant natural light, and a spacious 3-car garage. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a large center island that flows seamlessly into the dining and living areas which are perfect for everyday living & entertaining. Relax by the cozy gas fireplace or step outside to enjoy the expansive backyard (playset stays with the home) with plenty of room for gatherings, play, pets, and outdoor activities.
The upper level features three bedrooms on one level, including a private owner's suite with a large walk-in closet and private bath. The finished lower level provides additional living space, a fourth bedroom, and flexibility for a family room, home office, workout area, or guest space.
Located in a desirable Otsego neighborhood with no HOA, you'll love the convenient access to Highway 101, I-94, shopping (minutes to the future costco), restaurants, parks, trails, fitness centers, schools, and everyday conveniences. Why wait months for new construction when this home offers more upgrades, more value, and a quicker move-in opportunity?
Listing
Listing Status:
Active
Contingency:
None
List Price:
$437,999
Price per sq ft:
$220
Property Type:
Single Family
City:
Otsego
Garage Spaces:
3
County:
Wright
Year Built:
2021
State:
MN
Property Style:
Three Level Split
Zip Code:
55330
Subdivision Name:
Ashwood 2nd Add
Interior
Bedrooms:
4
Bathrooms:
3
Finished Area:
1,988 ft2
Total Fireplaces:
1
Living Area:
1,988 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Disposal
- Dryer
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Gas
- Living Room
Basement Details:
- Drain Tiled
- Finished
- Storage Space
- Sump Basket
- Sump Pump
- Walkout
Exterior
Stories:
Three Level Split
Garage Spaces:
3
Garage Dimensions:
30 x 20
Garage Size:
618 ft2
Air Conditioning:
Central Air
Foundation Size:
1,463 ft2
Fencing:
Full, Privacy, Vinyl
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Garage Door Opener
Unit Amenities:
- In-Ground Sprinkler
- Kitchen Window
- Paneled Doors
- Porch
- Primary Bedroom Walk-In Closet
- Vaulted Ceiling(s)
Road Frontage:
- City Street
- Curbs
- Paved Streets
- Sidewalks
Pool:
None
Roof Details:
- Age 8 Years or Less
- Architectural Shingle
Rooms
1/4 Baths:
None
Full Baths:
2
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- Basement
- Full Basement
- Private Primary
- Upper Level 3/4 Bath
- Upper Level Full Bath
- Walk-In Shower Stall
Dining/Kitchen:
- Breakfast Area
- Breakfast Bar
- Eat In Kitchen
- Informal Dining Room
- Kitchen/Dining Room
- Living/Dining Room
Laundry:
Lower Level
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 15 x 13 | 195 |
| Bedroom 2 | 12 x 10 | 120 |
| Bedroom 3 | 12 x 10 | 120 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Dining Room | 17 x 09 | 153 |
| Kitchen | 14 x 11 | 154 |
| Living Room | 17 x 13 | 221 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 17 x 16 | 272 |
| Bedroom 4 | 12 x 12 | 144 |
| Utility Room | 14 x 12 | 168 |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.24
Geolocation:
45.260755, -93.595462
Lot Dimensions:
66 x 135 x 85 x 141
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Light
Schools
School District:
728
District Phone:
7632413400
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$4,172
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$4,172
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of RE/MAX Results.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.

